Gold trading with full control from source to buyer

BJC Commodities differs significantly from traditional gold investments by operating with a physical, fully controlled supply chain directly from Tanzania to our markets in Dubai. Where traditional investments are typically made through exchange-traded funds, certificates or indirect ownership of gold, we offer a model based on real, physical trading of gold purchased from legal and registered operators via the government-controlled Soko La Madini (mineral markets).

Our approach combines:

‍Direct ownership and control: We buy and export physical gold, which allows us to control the entire process from mine to end buyer.

‍Regulated and compliant business model: All gold is purchased through licensed and government-controlled channels in Tanzania, minimizing the risk of illegally mined gold.

High transparency and reporting: Investors receive regular detailed reports with updates on purchases, sales, margins and security management.

Risk management: We have implemented hedging strategies where we lock in the selling price of our purchased gold through the futures markets, eliminating speculative risk and protecting investors' capital.

In short: we actively trade physical commodities with a strong focus on security, control and profitability - not passive investment.

As with any investment, there are risks associated with investing in our business model, but we have implemented a number of concrete measures to minimize these risks as much as possible.The main risk factors are:

Currency risk: As we buy in Tanzanian shillings and sell in USD, exchange rates can affect results. We actively work with currency optimization and banking solutions to reduce this impact.

‍Transport and security risk: Gold transportation in Tanzania can be risky. We work with local authorities, licensed operators and professional security partners to ensure all transportation is carried out under maximum protection.

‍Market volatility: Gold prices can fluctuate. To counter this, we have adopted ahedging model where we lock in a selling price when buying, eliminating exposure to price drops.

‍Regulatory: We comply with all local laws and regulations in Tanzania and Dubai and trade exclusively through government-controlled and licensed marketplaces(Soko La Madini).

Operational risk: We have a strong internal control structure, daily reporting routines and local presence with dedicated staff, ensuring fast action and continuous risk mitigation.

It is important to emphasize that our model is designed to limit the classic risks often seen in traditional and speculative commodity investments.

Our investment model is built around transparent and clear terms that protect and benefit both the investor and operations.The key terms are:

‍The capital is used directly for physical gold trading through our regulated setup in Tanzania and Dubai.

‍The investment is structured as trade finance, where the funds are used to finance specific gold trades with fixed entry and exit prices.

‍The investor receives a share of the return based on the exact volume of trades financed by the investment.

‍The money remains the property of the investor, and clearly defined investment cycles and exit opportunities are always worked with.

‍Risk management and hedging are actively used to protect the investment from price fluctuations.

‍Ongoing reporting and full transparency is provided to the investor, including weekly or monthly performance statements.

‍Capital can be withdrawn after pre-agreed periods and notice, depending on the specific investment agreement.

Terms are agreed individually in a written contract between BJC Commodities and the investor.

Your capital is used exclusively to finance the purchase, transportation and export of physical gold through our controlled and regulated supply chain between Tanzania and Dubai as follows:

‍Gold purchase: The capital is used to purchase gold from registered and government-controlled suppliers via Soko La Madini in Tanzania.

‍Margin hedging: At the time of purchase, we lock in the sales price through a hedging strategy to ensure a predetermined margin.

‍Transport and export: The gold is transported under high security and in cooperation with the authorities from the mine to the airport and exported legally to Dubai.

‍Sale to end buyer: Upon arrival in Dubai, the gold is sold directly to approved buyers and refineries.

‍Return to investor: The agreed portion of the profit from the deal is paid to the investor when the deal is closed, and the capital is never used for other speculative investments or external activities.

The entire process is closely monitored and controlled by our local team in Tanzania and our head office in Dubai.

Transparency is one of the pillars of our relationship with investors. We have built a comprehensive and structured reporting system that gives you full insight into how your capital is working.Our reporting includes:

‍Continuous updates: Weekly or monthly trade reports depending on deal and investment amount.

‍Detailed trade data: Each report includes information on volume, buy and sell prices, margins, capital employed, and realized profit.

‍Capital overview: Clear overview of the investor's initial investment, accumulated returns and any temporary holdings (e.g. gold in transit).

‍Full access to our local team: Investors can get ongoing clarifications directly from our administrative manager in Tanzania or via our Dubai office.

‍Independent banking and payment documentation: We document all payments and receipts via official bank transfers and receipts.

We are committed to ensuring that investors can always follow their investment in real time and that our business model is based on maximum transparency and compliance.

Yes, our gold trading is 100% legal and fully regulated both in Tanzania and in the United Arab Emirates (Dubai).

In Tanzania we operate through B&J Commodities TZ Ltd, which has an official dealer license (DL013/SHY/2024-2025 ) issued by the relevant authorities. All gold is purchased through the government-controlled mineral markets(Soko La Madini), where only registered and licensed mines and sellers can trade. This ensures that all gold is traceable, verified and mined under the control of the authorities.

In addition, we strictly follow national requirements:

‍20% of all gold is sold to the Bank of Tanzania as a statutory contribution to the country's foreign exchange reserves.

The rest is exported through approved channels where we comply with all customs and export regulations.

In Dubai, all gold is handled through our company BJC Commodities DMCC, which follows the UAE's strict compliance, anti-money laundering (AML) and responsible sourcing requirements.

Our business model is built on high levels of compliance, transparency and documentation to ensure that all transactions follow international standards.